Welcome to Pension-RetirementPlans.com.

A product of Lawrence and Pearson Associates


Our mission is to be your first choice for retirement services provider, because we are committed to delivering consistent high quality, on time accurate and complete services and software solutions to our clients and providing an extraordinary quality of life for our people.


Our country faced many challenges in 2008 – recession, high unemployment, and mortgage defaults, declining home values, credit crisis, bank failures, government bailouts, extreme oil price volatility, Ponzi schemes, etc.


These events may have also changed many people’s perception of retirement plans as Americans lost over $1 trillion in the value of their 401(k)s in 2008. The outlook for 2009 does not look much better as we try to recover from this economic turmoil.


However, many Americans still have reasons for hope.


In tough times like these, many businesses are faced with hard decisions. Organizations are carefully reconsidering almost every fundamental aspect of their retirement plans such as expenses, benefits, investments, design and administration.


Many have already decided to make the hard decision to suspend their employer contributions to retirement plans. Before making any of your own tough decisions, please feel free to contact me if there is anything you would like to discuss – even if it’s not about retirement plans.


Please also see our newsletters for more information about changes and updates in, Cafeteria Plans, Benefit Plans, 401k, 401a, Roth IRAs and Defined Benefit Pension Plans.

Contact us now for plan analysis.

 Pension-RetirementPlans.com, Lawrence and Pearson Associates, Benefit Plan Administrators, QDRO Schenectady , Retirement Plan Design Schenectady

Schenectady retirement plans, pensions plan administrator Albany, Tech Valley Retirement Plans, QDRO Albany, Cafeteria Plans, Benefit Plans, 401k, 401a, Roth IRAs and Defined Benefit Pension Plans.

Scott Lusher

CEO, Lawrence and Pearson Associates;

Founder, Pension-RetirementPlans.com